Pension insuranceRetirement income on a pay-as-you-go basis
Today’s contributions pay today’s pensions. The contribution rate in 2026 is 18.6 per cent of gross wages, shared between employer and employee.5 The 2025 pension package fixed the replacement-level “Haltelinie” at 48 per cent until 2031.
Labour Ministry responsibility. Pension policy
Unemployment insuranceIncome protection and job placement
Run by the Federal Employment Agency, it pays unemployment benefit for a limited period and funds placement, training and short-time work. In September 2026 the Agency counted 2,994,000 registered unemployed people.6
Labour Ministry responsibility.
Health insuranceStatutory cover for most of the population
The statutory health funds — Bas’s own former field — are supervised by the Federal Ministry of Health, not the Labour Ministry. Her expertise here stems from her working life and her years on the Bundestag Health Committee.
Health policy
Basic income supportThe safety net beneath the insurances
For people able to work but without sufficient income, the job centres pay basic income support. The reform that replaced “Bürgergeld” with a new “Grundsicherung” passed the Bundestag on 5 March 2026 and took effect on 1 July 2026 — one of the most contested measures of her term.7
Social security
DisabilityParticipation and equal treatment
Rehabilitation, integration into work and the rights of disabled people fall largely within the Labour Ministry. A reform of the Disability Equality Act was approved by the cabinet in February 2026 and is in parliamentary deliberation.8
Equality & participation
Family & participationChild benefit and social participation
Family benefits are spread across several ministries. The Social State Commission’s January 2026 report recommended merging means-tested benefits and paying child benefit automatically from birth; a bill for automatic child benefit was approved by the cabinet on 18 March 2026.9
The digital welfare state